43% of respondents have pension savings and contribute to funds Supplementary pension insurance and building savings continue to be popular banking products One in two people seeks advice on how to manage their finances

The "seller-friendly" dynamic in European M&A transactions strengthened during 2018, notwithstanding a drop-off in volumes towards the end of the year. This comes in marked contrast to the US market, where risk allocation continues to favour the buyer. These conclusions were published by CMS today in the 11th edition of its annual European M&A Study, a multi-year analysis of the key legal provisions within M&A agreements. The study is the most comprehensive of its kind and is based on a proprietary database comprising more than 4,000 deals over a 12-year eriod. 

In 2018 the Economist Intelligence Unit (EIU) conducted a follow-up to a 2011 survey on behalf of PwC, asking 370 executives at companies from across the globe for their views on the factors that are shaping the development of global equity capital markets. 

Outlook optimistic – but is confidence past its peak? CFOs from 17 countries throughout CE representing a wide range of industries are positive about the economic outlook and expectations for their own businesses. But some of the gloss has come off recent increases in optimism, and the very high levels recorded in 2018 have not been sustained.